5 Year American Select Funding Rate Protection Guarantee

This is one more reason beside our great rates and excellent customer service to fund your loan with American Select Funding, Inc. then when your loan funds with American Select Funding, Inc. you will automatically be eligible for our 5 Years Rate Protection Guarantee. 1 If your rate drops within the first five years, WE will refinance your loan again at almost no cost to you in waiving our lender fee, pay for your title and escrow fees to obtain the lower rate.

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1. Refinancing within the 60 month period is conditional on whether the program type or applicable state/federal laws contain "seasoning" restrictions that would make refinancing during a specific period legal. For example, waiting ntil after the 12th month, but before the 60th month may be required. This may not be redeemed within 180 days of the Date Issued. Your loan approval for the future refinance is not guaranteed. You must fully qualify for the selected refinance and meet all the requirements of the loan program you select at the time you apply for the refinance. The appraised value of your home for the future refinance is not guaranteed. There must be a full appraisal of your home when the new refinance is requested and the value at that time must be acceptable for the program and loan terms you request. The interest rate for the future refinance is not guaranteed. You will have to qualify for the loan requested, and will be quoted the interest rates in effect at the time of your next refinance. This program is only available for and conventional and VA loan programs and to applicants who closed their previous loan with American Select Funding, Inc. and received a "5 Year ASF Guarantee" certificate. Certificate must be presented in order to qualify for program.